If you have ever been a victim of theft, you know how violating and maddening it can feel. You cannot always prevent another person from stealing your items. However, you can ensure that those items are covered by your home insurance policy and, therefore, easier to replace in case of a break-in. A standard homeowners insurance policy does, in fact, cover theft of items located on the premises. In some cases, the policy could even cover your possessions if they are stolen at a separate location.
Home insurance policies can offer coverage for a variety of situations. Amongst those situations are natural disasters as well as theft. Even if the theft takes place off of the property, or if the items stolen belonged to a house guest, these possessions can still be covered by your homeowner’s insurance policy. If you have an older child enrolled in college and living in a dorm room, some of their stolen items may also be covered by the same policy. With one simple policy, you can provide your entire household with coverage that will make your lives easier.
If you need a policy covering all of the basics, Taake Insurance Agency in Columbia, IL can take care of you. This company has been in business since 1977, so they know insurance inside and out. Taake Insurance Agency can assist you with any questions you may have about a policy that will protect your assets. While you may not have control over someone stealing your things, you have control over whether or not those items are insured. Call Taake Insurance Agency today or stop by if you are in the Columbia, IL area.