For over 40 years, Taake Insurance Agency has served the Columbia, IL community by offering residents different types of insurance coverage. We strive to help our clients secure their assets and prepare for their future. As an independent agency, we have established successful partnerships with several top carriers in the Midwest.

8 Important Health Insurance Facts

Health insurance is a major asset as you strive to maintain a healthy lifestyle. The policy covers you in the event that you become ill and need to go see your doctor. You’ll also be covered during preventative care measures such as your yearly checkups and screenings. Here are 8 important facts to consider while researching health insurance policies.

The Policy Covers You During An Emergency

While no one plans on becoming sick or being diagnosed with an illness, it’s likely that you will have a period in your life where you just aren’t feeling well. Health insurance will cover you during an emergency situation.

It’s Important To Have Your Own Policy

Even if you have coverage through your employer, it’s a mistake to simply rely on that coverage. Research your own individual policy to ensure that you are protected in every situation.

Health Insurance Policies Contain A Network

Be aware that every insurance policy includes a network of different doctors and hospitals that you can choose from. The plan includes a list of covered medications.

You Can Amend Your Policy For Additional Treatment

For example, you can amend your policy to cover issues regarding your mental health.

You May Be Able To Add Personal Goals To Your Policy

For example, you can note in your policy that you plan to lose a specific amount of weight.

Many Policies Have Taken Note Of Recent Technologies

Newer policies include innovative policies and telemedicine visits.

Watch The Deadline

It’s important that you pay attention to the enrollment dates for signing up.

Taake Insurance Agency Will Guide You Through The Process

Visit our website to learn more information about the health insurance policies we offer in Columbia, IL.